Celebrate the Season of Love and Joy with CAROL (Christmas Accommodation and Regalo Offered for your Love ones).
Eligibility - Regular and/or honorary members of the Association as enumerated in the By-Laws to include the qualified PCG personnel who are eligible to borrow.
Loanable Amount - minimum of ₱25,000.00 up to ₱100,000.00 maximum loanable amount.
Loan Term - 12 months up to 60 months.
Flat add-on interest rate of 5% per annum
Effective Interest Rate (EIR) per annum - 10.56% to 10.25%
Effectivity Date - Starts on November 1, 2025 until December 31, 2025 only
Para sa inyong pangangailangang pinansyal Easy lang yan, sa tulong ni JULIAN (Just and Unequivocal Loan Intended to Accommodate your necessities).
Eligibility - Regular and/or honorary members of the Association as enumerated in the By-Laws to include the qualified PCG personnel who are eligible to borrow.
Loanable Amount - minimum of ₱10,000.00 up to ₱500,000.00 maximum loanable amount.
Loan Term - 12 months up to 60 months.
Add-on Interest Rate per annum - 5.75% to 6.95%
Effective Interest Rate (EIR) per annum - 13.09% to 14.42%
Effectivity Date - Starts on July 1, 2025 until December 31, 2025 only
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Our approach ensures that every office space is tailored to
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To support your various financial requirements.
Eligibility - Regular and/or honorary members of the Association as enumerated in the By-Laws to include the qualified PCG personnel who are eligible to borrow.
Loanable Amount - minimum of ₱30,000.00 up to ₱1,500,000.00 maximum loanable amount.
Loan Term - 12 months up to 60 months.
Add-on Interest Rate per annum - 7.10% to 7.50%
Effective Interest Rate (EIR) per annum - 15.30% to 15.49%

Multi-Purpose Loan granted to regular and honorary members for the purpose of house improvement/repair/renovation educational and medical requirement, business financing and other purposes.
Eligibility - Regular and/or honorary members of the Association as enumerated in the By-Laws to include the qualified PCG personnel who are eligible to borrow.
Loanable Amount - minimum of ₱300,000.00 up to ₱500,000.00 maximum loanable amount.
Loan Term - 36 months up to 60 months.
Add-on Interest Rate per annum - 9.33% to 9.80%
Effective Interest Rate (EIR) per annum - 18.63% to 19.68%

A loan granted to members who are retired PN personnel/beneficiaries for the purpose of medical requirements and other financial needs computed based on the monthly pension of the member.
Eligibility - Regular and/or honorary members of the Association as enumerated in the By-Laws to include the qualified PCG personnel who are eligible to borrow.
Loanable Amount - maximum of ₱300,000.00
Loan Term - 12 months up to 60 months.
Add-on Interest Rate per annum - 9.50% to 9.80%
Effective Interest Rate (EIR) per annum - 18.32% to 19.68%

A loan granted to PN/PMC military personnel who are due for retirement and those who have just retired from the service while awaiting for the release of the proceeds of their commutation of unused leave credits, for the purpose of vehicle acquisition, house improvement/repair/renovation, educational. medical requirement and business.
Eligibility - Regular and/or honorary members of the Association as enumerated in the By-Laws to include the qualified PCG personnel who are eligible to borrow.
Loanable Amount - shall not exceed 50% of the proceeds of his/her commutation of unused leave credits.
Loan Term - 12 months only.
Add-on Interest Rate per annum - 0.58% monthly or 7% per annum effective October 15, 2021
Effective Interest Rate (EIR) per annum - 8.35%
Effectivity Date - October 21, 2021
Mode of payment from the proceeds of the commutation of unused leave creadits.
Loan security and requirements is same with other loan packages.
Mode of payment for members in the active service, payment will be made thru monthly payroll deduction or from capital contribution/other deposit accounts, or combination of both. For retired members, thru their monthly pension or capital contribution/other deposit accounts, or combination of both.
Application for this Promotional Loan Package which could not be covered by the said Credit Redemption Insurance Plan may be authorized by the President or his authorized representatives subject to the confirmation of the Board of Trustees which shall be subjected to the policy on the 2% Advance Admin Fee and the application of his/her CapCon and other Deposit Accounts as payment on the outstanding loan balances in case of the borrower's untimely death.
A loan against capital contribution or deposit account of a regular and honorary member.
Eligibility - Regular and/or associate members of the Association as enumerated in the By-Laws to include the qualified PCG personnel are eligible to borrow.
Loanable Amount - 85% of the withdrawable balance on Cacpcon Accounts
and 90% of the withdrawable balance of Deposit Accounts (SDA/SSDA)
Loan Term - minimum maturity period of 15 days up to maximum of one(1) year.
Add-on Interest Rate per annum - Latest Dividend Rate +2%
Effective Interest Rate (EIR) per annum -
Evidence of CAPCON/SDA/SSDA deposit.
Duly accomplished/approved application for loan.
Photocopy of 2 valid identification cards.
Documentary stamp tax if loan is more than ₱250,000.00.
NOTE: Loan computation excludes applicable insurance premium and documentary tax.